TIN Certificate Calculator & Zero Return Wizard

Police do not typically arrest individuals for non-submission of returns. The law primarily provides powers for fines, additional taxes, loss of tax rebates, and in some cases, utility service disconnections like gas and electricity. Delays increase complications, so don’t panic—file your return online now and become regularized.

According to Prothom Alo’s report dated October 26, 2026, return filing is not mandatory for all TIN holders, but it is compulsory if you have taxable income. In certain cases, such as being a shareholder director of a company, an employee of a specific grade, or a firm partner, returns may be required even with low income. PSR is requested for many services including bank loans, so filing is the safest route.

If you have no income, you do not owe tax, and returns are not mandatory for everyone. However, if binding conditions apply to you (such as being a company director) or you need a PSR for any service, you must file a zero return showing zero income. Check preliminarily using the verification part of the tool.

A zero or nil return is a return where the payable income tax is zero. If your income is within the tax-free limit, you submit this online with your income and asset details to instantly receive a proof of submission and tax certificate. It is a popular term for a standard return.

Those whose total income is within the tax-free limit. For the 2026-27 tax year: BDT 4 lakh for general taxpayers, BDT 4.5 lakh for women and seniors aged 65+, BDT 5.25 lakh for persons with disabilities and third-gender individuals, and BDT 5.5 lakh for wounded gazetted freedom fighters and July fighters. Owning a vehicle or assets in City Corporation areas may trigger regular return requirements.

Owning such assets may require you to submit an Asset and Liability Statement (IT-10B) along with your return, and general zero-return benefits may not apply. The tool will then display "Regular return applicable." Consult a tax lawyer to confirm the correct form.

According to the Finance Act 2026, BDT 4,00,000 for general taxpayers; BDT 4,50,000 for women and seniors 65+; BDT 5,25,000 for persons with disabilities and third-gender individuals; BDT 5,50,000 for wounded gazetted freedom fighters and July fighters. Limits increase by BDT 50,000 per dependent for parents or guardians of a disabled child or dependent. The budget proposal of 3.75 lakh was increased to 4 lakh during passage.

If you have taxable income, you generally have to pay a minimum tax of BDT 5,000 for the 2026-27 and 2027-28 tax years, regardless of location. Lower amounts may apply to new taxpayers according to one source. The final amount is calculated on the return portal.

For a general taxpayer, the first 4 lakh is tax-free, 10% on the next 3 lakh = 30,000, and 15% on the remaining 1 lakh = 15,000. Total is BDT 45,000, before rebates and other adjustments. If you submit the return between July and September, you may get a 5% rebate amounting to BDT 2,250.

Selecting the correct taxpayer category in the return applies the relevant limit. Keep necessary certificates or proofs handy for disabilities, gazetted freedom fighters, or third-gender status. You can also match limits by selecting the category dropdown in this tool.

According to the Finance Act 2026, returns can be submitted at any time of the year, but rebates or additional taxes apply based on timing. July–September carries a 5% rebate; October–December has no rebates or extra taxes; January–March incurs a 2% extra tax; and April–June incurs a 5% extra tax. The power to extend deadlines by one month has been removed from the law.

Yes. Submitting returns between July 1 and September 30 gives a 5% rebate on payable tax, up to a maximum of BDT 25,000. Missing this opportunity means waiting until July of the next tax year, so filing early is advantageous.

According to the Finance Act 2026, 2% of payable tax (minimum BDT 3,000) for January 1–March 31, and 5% (minimum BDT 5,000) for April 1–June 30. Filing a voluntary delayed return after the tax year has passed may attract an additional tax of 10% of payable tax or BDT 5,000, whichever is higher.

Returns for overdue years must also be filed, and separate late fees or additional taxes may apply to each. A simple sequence is to file the current year’s return first, then quickly clear the dues. Confirm current portal instructions, tax office, or lawyer procedures for older years.

According to Prothom Alo’s report on October 26, 2026, failing to submit returns can prompt tax officials to impose a penalty of 10% of the payable tax of the last assessed income, minimum BDT 1,000 and maximum BDT 50,000. An additional BDT 50 per day may accrue for non-compliance.

According to the report, the law grants tax officials the power to disconnect utility services like gas, electricity, and water for homes or businesses. While this does not happen automatically to everyone, filing returns on time mitigates the risk.

PSR (Proof of Submission of Return) is proof of return submission or an acknowledgment receipt. Successfully submitting returns online allows instant downloading of this slip and tax certificate. It is requested for about 45 types of services, including bank loans and trade license renewals.

The law provides an opportunity to file a Revised Return; check portal guidelines for timeframes and conditions. Never conceal income or assets, as false or misleading data carries risks of additional taxes and punishments.

The NBR launched e-returns for the 2026-27 tax year on July 22, 2026, making online submission mandatory for general individual taxpayers. Paper returns can be submitted by senior citizens aged 65+, certified individuals with disabilities, Bangladeshis residing abroad, representatives of deceased taxpayers, and foreign nationals.

Generally, a TIN certificate, NID, registered mobile number, email, and bank statement. Salaried employees need a salary certificate and TDS certificate; business or rental income requires respective accounts and asset lists. Having copies of the previous year’s return simplifies the process.

For security purposes, ownership of the mobile number must match your TIN and NID data. OTPs are sent to that specific number. If the number is registered under someone else, register a SIM under your name or change SIM ownership.

Ensure the number is registered against your NID and network connectivity is working; wait a few minutes and try again. If you forgot your password, use the password recovery option on the login page. Contact NBR support or your nearest tax office if issues persist.

You can seek assistance from a Registered Income Tax Practitioner (TRP) or tax consultant, whose service fees are separate. There are no government fees for submitting returns or TIN registration (excluding payable tax). Do not pay bribes or extra money to anyone.

Online e-TIN registration is free of charge. Using an NID and a mobile number registered in your name usually allows downloading the certificate in a short time. Beware if anyone demands money.

You can typically retrieve your TIN and certificate using your NID and date of birth in the TIN verification section of the income tax portal (incometax.gov.bd). There is no need to open a new TIN for this.

No, only one TIN is allowed per person. If you have multiple, apply to the tax office to cancel the extra ones and file returns using a single TIN.

TIN and NID data must match. If there are spelling mistakes in the name or discrepancies in the birth date, correct your NID or update your TIN details beforehand, otherwise obstacles may arise during return submission.

If there is no income and no bindings apply, it is generally not required. However, if a TIN and PSR are requested for job applications, loans, credit cards, or business purposes, you must obtain them. Filing a zero return is the easiest way in such cases.

Obtain a salary certificate and tax deduction (TDS) certificate from your employer, and show salary income and deducted tax in your return. Deducted tax is adjusted against your payable tax. Return submission is mandatory for employees of specific grades; failure to do so can cause salary complications.

The Finance Act 2026 proposes tax exemptions for income from freelancing and content creation, and personal services have also been brought under VAT exemptions. However, review conditions and definitions carefully and accurately report income in your return. Consult a tax advisor to confirm.

According to the Finance Act 2026, Bangladeshi expatriates returning from abroad must file a return within 90 days of returning in specific cases. Non-resident Bangladeshis living abroad can submit paper returns.

Business income must be reflected in returns if earned. Even without income, a PSR might be requested for trade license renewals. Keep accounts and income statements organized and check VAT registration or turnover listing requirements.

Generally required if total assets exceed BDT 50 lakh, you own a vehicle in your name, have investments in houses or flats in City Corporation areas, possess assets abroad, or are a shareholder director of a company. It is also mandatory for government employees. Conditions can vary annually.

Proposals came up in the budget, but during the passage of the Finance Bill on June 29, 2026, proposals to make TIN mandatory for opening most bank accounts and requesting TINs for partitions and mutations were dropped. However, banks or other laws may have their own rules; verify with respective offices.

The standard rate is 15%. Reduced rates (such as 5%, 7.5%, 10%) or exemptions may apply to specific goods or services. For example, VAT on online advertising services is 5% (Finance Act 2026). Check correct rates per product/service codes in NBR notifications.

Exclusive means VAT added to the base price: BDT 10,000 with 15% VAT is BDT 1,500, total 11,500. Inclusive means VAT included within the total price: from BDT 11,500, VAT = 11,500 × 15 ÷ 115 = 1,500, and base price is BDT 10,000.

A fixed rate tax on annual turnover for small businesses where input tax credit cannot be claimed. Analyses show that even after the Finance Act 2026, the prevalent rate of 4% and the listing limit of BDT 30 lakh remain valid. Verify applicable rates and limits in NBR notifications for your case.

According to the Finance Act 2026, quarterly returns are the default, to be filed within 15 days of the quarter-end. Monthly returns are optional, due by the end of the following month. Payment dates for VAT and VDS align with this. NBR occasionally extends deadlines, so check the eVAT portal.

VDS (Value Added Tax Deducted at Source) is VAT deducted at source. When paying bills for specific services or supplies, the buyer (deducting organization) deducts a portion of the VAT and deposits it directly to the government treasury, while the supplier receives the remainder.

TDS (Tax Deducted at Source) is an advance deduction of income tax. This tax deducted during payment can later be claimed as tax credit in your return. VDS applies to VAT, while TDS applies to income tax. Deduction rates and bases vary according to service types and TDS Rules 2026.

The tool shows simple calculations based on the Income Tax Act 2023, Finance Act 2026, and published reports, verified up to October 2026. This is not legal or tax advice. Match details with the official NBR portal (etaxnbr.gov.bd) or a tax consultant before final return submission. Your data does not go to a server; all calculations occur in your browser.